Eligible Vehicles
Pre-owned cars, all makes & models
HomeUsed Car Finance
Pre-owned car.
Same great finance.
75%
Max finance of vehicle value
48
moMaximum tenure
1
hrApproval in as little as
5.5%
Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Vehicle Age
Up to 5 years old at time of application
Finance Amount
OMR 1,000 – OMR 30,000
Finance Cover
Up to 75% of appraised vehicle value
Tenure
6 – 48 months
Down Payment
From 25% of vehicle value
Indicative Rate
From 5.5% p.a. (flat)
All applicants subject to BCSB credit check. Final eligibility confirmed by your advisor.
Simple process
Three steps to your car
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Submit your application
Call 80008322, WhatsApp 9266 7773, or visit any branch. Share your documents and the details of the vehicle you want to buy.
Vehicle inspection & approval
Our team arranges a quick valuation of the vehicle and reviews your application. Most decisions within 1 business day.
Drive away
Sign your finance documentation and funds are disbursed directly to the seller or dealer. You collect the keys.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Car Finance Calculator
Estimate your monthly payment
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
What are you financing?
OMR 15,000
OMR 1,000OMR 50,000
36 months
6 months60 months
Call Now - 80008322
Send via WhatsApp
Estimated Monthly EMI
OMR 454
Per month · 36 months · OMR 15,000
Finance Amount
OMR 15,000
Total Interest
OMR 1,330
Total Repayment
OMR 16,330
Indicative Rate
5.6% p.a.
Happy with these numbers?
Leave your details and anadvisor calls you back
Car Finance Calculator
Documentsrequired
Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.
National ID or Residence Card
IdentityOriginal + copy. Omani national ID or valid GCC residence card. Must be current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must clearly show your name, employer, and monthly salary.
Bank Statements
FinancialsLast 3 months. Required for all applicants to verify salary credits and existing commitments.
Vehicle Registration & Sale Agreement
VehicleCurrent vehicle registration card (Mulkiya) and sale agreement or dealer quotation showing make, model, year and price.
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
FAQ
Frequently asked questions
UFC finances pre-owned vehicles up to 5 years old at the time of application. The vehicle must be in good condition and pass a basic inspection arranged by UFC.
ANY HELP
Get in touch.
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