Finance Amount
Upto 50,000
Whatever your drive,
we’ll get you the wheels
80
%Max finance of vehicle price
120
moMaximum Tenor
1
hrApproval in as little as
5.5
%Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Indicative Rate
From 5.5% p.a. (flat)
Tenor
6 – 120 months
Eligible Vehicles
New cars of makes & models
Finance Cover
Up to 80% (individual) / Up to 90% (corporate)
Down Payment
From 20% of car value
Early Settlement
Allowed anytime apply
Terms and Conditions apply in accordance to Central Bank of Oman regulations
The process
3 simple stepsto your Car
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Submit your application
Call 8000 83 22, WhatsApp 9266 7773, or visit any branch. Share your documents and a few details about the vehicle you want.
Get your decision
Our team reviews and processes your application. Most customers receive a decision in as little as 1 hour — we contact you directly.
Drive away
Sign your finance documentation and we disburse funds directly to the dealership. You collect the keys.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Car Finance Calculator
Estimate your monthly Payment.
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
What are you financing?
15,000
1,000 50,000
36 months
6 months120 months
Estimated Monthly EMI
454
Per month · 36 months · 15,000
Finance Amount
15,000
Total Interest
1,330
Total Repayment
16,330
Indicative Rate
5.6% p.a.
Happy with these numbers?
Leave your details and an advisor calls you back
Application Checklist
Ready to Apply?
Four documents. That’s all. Have these ready and your application can be processed in as little as 1 hour.
National ID or Residence Card or Passport
IdentityOriginal + copy. Omani national ID or valid GCC residence card or Passport. Must be current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must show your name, employer, and monthly salary clearly.
Bank Statements
FinancialsLast 3 months. Shows salary credits and existing financial commitments. Required for all applicants.
Vehicle Proforma / Dealer Quotation
VehicleIssued by your chosen dealership. Must show the vehicle make, model, year, and purchase price.
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
FAQ
Frequently Ask Questions
Yes — UFC works with all major dealerships across Oman. Once your application is approved, funds are disbursed directly to the dealer. Mention your preferred dealer to your advisor and we'll coordinate.
REGULATED & COMPLIANT
