Eligible Items
Furniture, bedding, kitchen fittings, interior fit-outs
Furniture Finance
10,000
Maximum finance amount
36
moMaximum tenure
1
hrApproval in as little as
5.5
%Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Finance Amount
200 – 10,000
Finance Cover
Up to 100% of purchase value
Tenure
3 – 36 months
Down Payment
From 0% (subject to eligibility)
Indicative Rate
From 5.5% p.a. (flat)
Early Settlement
Available — terms apply
Terms and Conditions apply in accordance to Central Bank of Oman regulations
Simple process
3 simple stepsto your car
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Choose your items
Select your furniture at any participating retailer. Ask for a UFC finance application in-store, or call us directly on 80008322.
Quick approval
Our team reviews your application — most decisions in as little as 1 hour. Confirmation by call or WhatsApp.
Furnish your home
Once approved, payment is settled directly with the retailer. Delivery and installation as per retailer terms.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Car Finance Calculator
Estimate your monthly payment
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
Estimated Monthly EMI
454
Per month · 36 months · 15,000
Finance Amount
15,000
Total Interest
1,330
Total Repayment
16,330
Indicative Rate
5.6% p.a.
Callback
Leave your details and anadvisor calls you back
Furniture Finance Calculator
Documents Required
Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.
National ID or Residence Card or Passport
IdentityOriginal + copy. Omani national ID or valid GCC residence card. Must be current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months.
Bank Statements
FinancialsLast 3 months. Used to confirm regular income and existing commitments.
Retailer Quotation or Invoice
PurchaseIssued by the retailer. Must itemise all furniture and fittings with individual and total prices.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
FAQ
Frequently asked questions
UFC partners with major furniture and home décor retailers across Oman. Ask in-store or call us to confirm your retailer is in the network.
ANY HELP
Get in touch.
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