Eligible Items
Furniture, bedding, kitchen fittings, interior fit-outs
Furniture Finance
10,000
Maximum finance amount
60
moMaximum Tenor
1
hrApproval in as little as
9
%Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Finance Amount
1,000 – 10,000
Finance Cover
Up to 80% of quotation
Tenor
6 – 60 months
Down Payment
From 20% of quotation
Indicative Rate
From 9% p.a. (flat)
Early Settlement
Available — terms apply
Purchase Method
Via participating retailers
Terms and Conditions apply in accordance to Central Bank of Oman regulations
Simple process
3 simple stepsto your Furniture
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Choose your items
Select your furniture at any participating retailer. Ask for a UFC finance application in-store, or call us directly on 8000 83 22.
Quick approval
Our team reviews your application — most decisions in as little as 1 hour. Confirmation by call or WhatsApp.
Furnish your home
Once approved, payment is settled directly with the retailer. Delivery and installation as per retailer terms.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Car Finance Calculator
Estimate your monthly payment
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
Estimated Monthly EMI
477
Per month · 36 months · 15,000
Finance Amount
15,000
Total Interest
2,172
Total Repayment
17,172
Indicative Rate
9% p.a.
Callback
Leave your details and anadvisor calls you back
Application Checklist
Ready to Apply?
Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.
National ID + RC/PPT copies
IdentityID card plus Resident Card / Passport copies of the applicant. Original + copy, current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must show employer and monthly salary clearly.
3-Month Bank Statement
FinancialsLast 3 months showing salary credits and existing commitments. Required for all applicants.
Supplier / Dealer Quotation (Mandatory)
PurchaseItemised quotation or invoice from the retailer for the furniture and fittings, with individual and total prices.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
FAQ
Frequently asked questions
UFC partners with major furniture and home décor retailers across Oman. Ask in-store or call us to confirm your retailer is in the network.
REGULATED & COMPLIANT
