One office. Five competitors. A belief it could be done better.
United Finance Company was established in 1997 with a single office in Muscat, entering a market already served by five established competitors. Rather than compete on volume, we chose to compete on relationships — and it made all the difference.
Over the past 27 years, we have grown steadily and responsibly — expanding our branch network across the Sultanate, widening our product range to serve individuals, SMEs and corporates, and maintaining the institutional discipline that earned us our listing on the Muscat Securities Market.
Today, we remain as committed to our founding belief as we were on day one: the right financial solution, delivered with honesty and care, changes lives.
What we stand for
To be the first-choice finance company in Oman — delivering timely, customised solutions with lasting impact.
We help individuals, SMEs and corporates achieve more through structured finance, dedicated service and a genuine commitment to our customers' long-term wellbeing. Every product we offer, every relationship we build, is in service of this purpose.
A financially empowered Oman, built on trust, innovation and the spirit of Achieve More.
We envision a Sultanate where every individual and business has access to fair, transparent and responsive financial services. We see United Finance as a catalyst for that future — growing alongside Oman, investing in its people, and evolving with its ambitions under Vision 2040.
Finance built around you, not the other way around.
Fast approvals
Get a decision in as little as one hour. We know your time matters — our process is designed to move quickly without cutting corners.
Dedicated advisors
Real people, not automated systems. Every customer works with a finance advisor who understands their situation and speaks their language.
MSX-listed & regulated
Listed on the Muscat Securities Market since 1997 and regulated by the Central Bank of Oman. Your finances are in safe, accountable hands.
Flexible solutions
From personal car finance to corporate project funding — we structure solutions around your goals, not off-the-shelf packages.
9 branches, 1 Oman
Walk in at any of our branches from Muscat to Salalah. We are close to wherever you are — because finance should be accessible to all Omanis.
Competitive rates
Transparent pricing with no hidden surprises. We will always explain every cost clearly before you sign — because trust is earned through honesty.
The values behind every decision
Focus
Financial products are need-based. We constantly focus on developing the right solutions — for today's customers and tomorrow's.
Action
We move with urgency. Our actions and responses always aim to meet or exceed what customers expect — no unnecessary delays.
Support
A friendly, responsive team that genuinely cares. Our goal is to support and empower people to live more, experience more, grow more.
Trust
We offer honest advice and build strong relationships. Trust isn't assumed — it's earned through every interaction, every day.
Finance aligned with the future of Oman
United Finance is actively contributing to Oman Vision 2040 — the national programme to diversify the economy, empower citizens and build a knowledge-based society.
Green Finance — EV, hybrid and solar solutions supporting Oman's sustainability goals
SME Finance — fuelling small business growth as a pillar of economic diversification
Omanisation — 70%+ Omani workforce with structured training and career development
Financial inclusion — 9 branches ensuring access to finance across all governorates
The people who lead UFC
Hassan Ibrahim Al Lawati
Board Secretary of United Finance Company SAOG, responsible for governance administration and regulatory compliance reporting.
Hasan Ihsan Al Nasib
Board Vice Chairman of United Finance Company SAOG. Brings significant experience in finance and governance to the board.
Get in touch.
REGULATED & COMPLIANT
