27 years helping Omanis achieve more.
Building trust, delivering excellence, empowering growth across the Sultanate
One office. Five competitors. A belief it could be done better.
United Finance Company was established in 1997 with a single office in Muscat, entering a market already served by five established competitors. Rather than compete on volume, we chose to compete on relationships — and it made all the difference.
Over the past 27 years, we have grown steadily and responsibly — expanding our branch network across the Sultanate, widening our product range to serve individuals, SMEs and corporates, and maintaining the institutional discipline that earned us our listing on the Muscat Stock Exchange.
Today, we remain as committed to our founding belief as we were on day one: the right financial solution, delivered with honesty and care, changes lives.
Our mission is to make life easier for people who want to enjoy greater opportunities and achieve more, by offering responsive, friendly and helpful financial advice with products and services tailored for individuals and businesses.
- Customer-first approach
- Tailored financial solutions
- Long-term value creation
Our aim is to be your preferred finance partner, inspiring you to achieve more, empowering you with the right tools to enhance your life or grow your business, and supporting you to enjoy greater opportunities. Do more. Experience more. Achieve more.
- Fair and transparent services
- Empowering people and businesses
- Driving sustainable progress
Finance built around you, not the other way around.
Fast approvals
Get a decision in as little as one hour. We know your time matters — our process is designed to move quickly without cutting corners.
Dedicated advisors
Real people, not automated systems. Every customer works with a finance advisor who understands their situation and speaks their language.
MSX-listed & regulated
Listed on the Muscat Stock Exchange since 1997 and regulated by the Central Bank of Oman. Your finances are in safe, accountable hands.
Flexible solutions
From personal car finance to corporate project funding — we structure solutions around your goals, not off-the-shelf packages.
9 branches, 1 Oman
Walk in at any of our branches from Muscat to Salalah. We are close to wherever you are — because finance should be accessible to all Omanis.
Competitive rates
Transparent pricing with no hidden surprises. We will always explain every cost clearly before you sign — because trust is earned through honesty.
Your journey to financial freedom starts here
From your first car to growing your business, we're with you every step of the way with transparent, flexible financing solutions.
The values behind every decision
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Focus
Financial products are need-based. We constantly focus on developing the right solutions — for today's customers and tomorrow's.
Action
We move with urgency. Our actions and responses always aim to meet or exceed what customers expect — no unnecessary delays.
Support
A friendly, responsive team that genuinely cares. Our goal is to support and empower people to live more, experience more, grow more.
Trust
We offer honest advice and build strong relationships. Trust isn't assumed — it's earned through every interaction, every day.
Finance aligned with the future of Oman
United Finance is actively contributing to Oman Vision 2040 — the national programme to diversify the economy, empower citizens and build a knowledge-based society.
Green Finance — EV, hybrid and solar solutions supporting Oman's sustainability goals
SME Finance — fuelling small business growth as a pillar of economic diversification
Omanisation — 90%+ Omani workforce with structured training and career development
Financial inclusion — 9 branches ensuring access to finance across all governorates
The people who lead UFC
United Finance Company is led by an eminent management team comprising members with rich experience in managing diverse lines of business.
Nasser Al Rashdi
Fawaz Al Riyami
Mahmood Al Hadi
Nandakumar Ramalingam
Indika
REGULATED & COMPLIANT
