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80

80

%

Max finance of bike value

36

36

mo

Maximum Tenor

1

1

hr

Approval in as little as

5.5

5.5

%

Indicative rate from p.a.

Product Details

What you need to know

Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.

Eligible Vehicles

New & pre-owned motorbikes, scooters

Finance Amount

50015,000

Finance Cover

Up to 80% of vehicle value

Tenor

6 – 36 months

Down Payment

From 20% of vehicle value

Indicative Rate

From 5.5% p.a. (flat)

Early Settlement

Available — terms apply

Insurance

Comprehensive required

Terms and Conditions apply in accordance to Central Bank of Oman regulations

Process Background
Simple process

3 simple stepsto your Motorbike

Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.

Submit your application

Submit your application

Call 8000 83 22, WhatsApp 9266 7773, or visit any branch. Share your documents and your preferred bike make and model.

Get your decision

Get your decision

Our team reviews and processes your application. Most customers receive a decision in as little as 1 hour — we contact you directly.

Ride away

Ride away

Sign your finance documentation and we disburse funds directly to the dealership. You collect the keys.

Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.

Car Finance Calculator

Estimate your monthly payment

Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.

What are you financing?

15,000
1,000 15,000
36 months
6 months36 months
Rider fastening his helmet on a motorcycle outside a home

Estimated Monthly EMI

454

Per month · 36 months · 15,000

Finance Amount

15,000

Total Interest

1,330

Total Repayment

16,330

Indicative Rate

5.6% p.a.

Happy with these numbers?

Leave your details and anadvisor calls you back

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Application Checklist

Ready to Apply?

Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.

  1. National ID or Residence Card

    Identity

    Original + copy. Omani national ID or valid GCC residence card. Must be current and not expired.

  2. Salary Certificate

    Income

    Original, issued within the last 3 months. Must clearly show your name, employer, and monthly salary.

  3. Bank Statements

    Financials

    Last 3 months. Required for all applicants to verify salary credits and existing commitments.

  4. Dealer Proforma / Quotation

    Vehicle

    Issued by your chosen dealership. Must show the make, model, year, and purchase price of the bike.

The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.

FAQ

Frequently asked questions

Yes — UFC works with all registered dealerships and major brands across Oman. New and pre-owned bikes are both eligible.

REGULATED & COMPLIANT

Central Bank of Oman
Central Bank of Oman
Financial Services Authority
Financial Services Authority
Muscat Stock Exchange (MSX)
Muscat Stock Exchange (MSX)