Skip to main content
500

500

K+

Limit amount ()

Tenor

Tenor

As per Project Requirement

Dedicated

Dedicated

Relationship Manager

Structured

Structured

Around your business

Product Details

Key terms at a glance.

Indicative parameters — your RM will confirm the exact structure based on your business profile and facility size.

Limit Amount

500,000 and above

Tenor

As per Project Requirement

Rate

Competitive — structured at application

Security

Subject to credit assessment and facility size

Drawdown

As per Project Requirement

Terms and Conditions apply in accordance to Central Bank of Oman regulations

Application Checklist

Ready to Apply?

Your Relationship Manager will guide you through the full checklist based on your facility size and business structure. These are the core documents to have ready.

  1. Commercial Registration (CR) & Memorandum of Association

    Corporate

    Valid CR and MoA reflecting current ownership and business activity. For group structures, individual CRs for all entities in the application.

  2. Authorised Signatories & Board Resolution

    Governance

    IDs of all directors and authorised signatories, plus a board resolution authorising the application. Original and attested copies required.

  3. Audited Financial Statements

    Financials

    Last 3 years of audited accounts, signed by a licensed Omani auditor. Includes balance sheet, P&L and cash flow statements. Consolidated accounts for group entities.

  4. Business Bank Statements

    Banking

    Last 12 months of business account statements from all operating banks. Demonstrates trading volume, receivables cycle, and existing debt obligations.

  5. Business Plan or Project Brief

    Project

    For expansion or project-linked facilities — a summary of the intended use, projected revenue impact, and repayment source. Your RM will help you prepare this if needed.

Your Relationship Manager will confirm the full checklist at your first meeting. Additional documents may be required based on facility size and structure.

Process Background
The process

4 simple stepsto your Bank Guarantee

Corporate facilities are assessed and structured with your RM — not processed online. Here is what to expect from first contact to drawdown.

Initial Enquiry

Initial Enquiry

Call, WhatsApp or submit a callback request. Your RM responds within one business day.

RM Consultation

RM Consultation

Your RM discusses your business needs, facility structure and the documents required for your specific case.

Submit & Assess

Submit & Assess

Submit your documents. Credit assessment is typically completed within 48 hours of a complete submission.

Approval & Drawdown

Approval & Drawdown

On approval, facility documents are signed and funds disbursed directly to your business account per the agreed schedule.

Subject to UFC's credit approval process and Central Bank of Oman regulations. Additional checks and conditions may apply.

FAQ

Frequently asked questions

Yes. The form of guarantee is set by the contract or tender it supports, and UFC structures each guarantee to that requirement — its value, its validity period, and the beneficiary named in it. Discuss the specific guarantee your contract calls for with your Relationship Manager. Issuance is subject to credit assessment and to UFC's applicable policies and guidelines.

REGULATED & COMPLIANT

Central Bank of Oman
Central Bank of Oman
Financial Services Authority
Financial Services Authority
Muscat Stock Exchange (MSX)
Muscat Stock Exchange (MSX)