Eligible Vehicles
All electric vehicles — new & imported
Hybrid Vehicle Finance
80
%Max finance of vehicle price
60
moMaximum Tenor
1
hrApproval in as little as
138
%EV growth in Oman, 2024–25
Product Details
What you need to know
Straightforward EV finance — all makes and models, new and imported. Terms at a glance; your advisor confirms the exact figures when you're ready.
Finance Amount
1,000 – 50,000
Finance Cover
Up to 80% of vehicle value
Tenor
6 – 60 months
Down Payment
From 20% of vehicle value
Indicative Rate
From 5.5% p.a. (flat)
Early Settlement
Available — terms apply
Insurance
Comprehensive cover required
Terms and Conditions apply in accordance to Central Bank of Oman regulations
The Impact
Why it really matters
We don't just provide finance; we provide the means to achieve growth, sustainability, and personal milestones.
Cost Efficiency
Electricity costs a fraction of petrol per kilometre. Over a standard finance tenure, the difference in running costs is meaningful — and it compounds year on year.
Lower Servicing Costs
Fewer moving parts means fewer visits to the workshop. No oil changes, no timing belts, no exhaust system. An electric drivetrain is engineered to demand less.
Social Responsibility
The shift to electric is a deliberate choice — for cleaner air, reduced emissions, and a more sustainable Oman. A direction Vision 2040 has set in motion, and one UFC is proud to support.
Car Finance Calculator
Estimate your monthly payment
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
What are you financing?
15,000
1,000 50,000
36 months
6 months60 months
Estimated Monthly EMI
454
Per month · 36 months · 15,000
Finance Amount
15,000
Total Interest
1,330
Total Repayment
16,330
Indicative Rate
5.6% p.a.
Simple process
3 simple stepsto your Hybrid
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Submit your application
Call 8000 83 22, WhatsApp 9266 7773, or visit any branch. Share your documents and a few details about the vehicle you want.
Get your decision
Our team reviews and processes your application. Most customers receive a decision in as little as 1 hour — we contact you directly.
Drive away
Sign your finance documentation and we disburse funds directly to the dealership. You collect the keys.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Application Checklist
Ready to Apply?
Four documents. Have these ready and your application can be processed in as little as 1 hour.
National ID or Residence Card
IdentityOriginal + copy. Omani national ID or valid GCC residence card. Must be current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must show your name, employer, and monthly salary clearly.
Bank Statements
FinancialsLast 3 months. Shows salary credits and existing financial commitments. Required for all applicants.
Vehicle Proforma / Dealer Quotation
VehicleIssued by your chosen dealership. Must show the vehicle make, model, year, and purchase price.
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
FAQ
Frequently asked questions
UFC finances all makes and models of electric vehicles — new and imported. Whether you're considering a Tesla, BYD, Hyundai IONIQ, Kia EV, or any other fully electric model available in Oman, we can structure finance for it.
REGULATED & COMPLIANT
