Eligible Items
Watches, bags, jewellery & lifestyle goods
Lifestyle Finance
80
%Of purchase price financed
60
moMaximum Tenor
1
hrApproval in as little as
9
%Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Finance Amount
1,000 – 10,000
Finance Cover
Up to 80% of quotation
Tenor
6 – 60 months
Processing Time
As little as 1 working day
Early Settlement
Available — terms apply
Authorised Retailers
Funds paid directly to authorised retailer or brand store
Terms and Conditions apply in accordance to Central Bank of Oman regulations
Simple process
3 simple stepsto your Lifestyle Purchase
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Submit your application
Call 8000 83 22, WhatsApp 9266 7773, or visit any branch. Share your documents and the retailer invoice for your item.
Get your decision
Our team reviews and processes your application. Most customers receive a decision in as little as 1 hour — we contact you directly.
Drive away
Sign your documentation and we disburse funds directly to the authorised dealer. Discreet and straightforward.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Lifestyle Finance Calculator
Estimate your monthly payment
Adjust the sliders to estimate your monthly instalment. Rate confirmed by your advisor.
What are you financing?
15,000
1,000 10,000
36 months
6 months60 months
Estimated Monthly EMI
477
Per month · 36 months · 15,000
Finance Amount
15,000
Total Interest
2,172
Total Repayment
17,172
Indicative Rate
9% p.a.
Application Checklist
Ready to Apply?
Four documents. Simple and fast. Have these ready and your application can be processed in as little as 1 hour.
National ID + RC/PPT copies
IdentityID card plus Resident Card / Passport copies of the applicant. Original + copy, current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must show employer and monthly salary clearly.
3-Month Bank Statement
FinancialsLast 3 months showing salary credits and existing commitments. Required for all applicants.
Supplier / Dealer Quotation (Mandatory)
PurchaseQuotation or invoice from the authorised retailer or brand store, showing item description and purchase price.
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
FAQ
Frequently asked questions
Yes — UFC works with all major dealerships across Oman. Once your application is approved, funds are disbursed directly to the dealer. Mention your preferred dealer to your advisor and we'll coordinate.
REGULATED & COMPLIANT
