Eligible Items
Consumer electronics, home appliances, smartphones, laptops, TVs
Electronics Finance
10,000
Maximum finance amount
60
moMaximum Tenor
1
hrApproval in as little as
9
%Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Finance Amount
1,000 – 10,000
Finance Cover
Up to 80% of quotation
Tenor
6 – 60 months
Down Payment
From 20% of quotation
Indicative Rate
From 9% p.a. (flat)
Early Settlement
Available — terms apply
Terms and Conditions apply in accordance to Central Bank of Oman regulations
The process
3 simple steps to your Electronics
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Choose your items
Select your electronics at any participating retailer. Ask the retailer for a UFC finance application, or call us directly on 8000 83 22.
Quick approval
Our team reviews your application — most decisions in as little as 1 hour. You'll receive a call or WhatsApp confirmation.
Take it home today
Once approved, payment is settled directly with the retailer. You walk out with your purchase.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Electronics Finance Calculator
Estimate your monthly Payment.
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
What are you financing?
15,000
1,000 10,000
36 months
6 months60 months
Estimated Monthly EMI
477
Per month · 36 months · 15,000
Finance Amount
15,000
Total Interest
2,172
Total Repayment
17,172
Indicative Rate
9% p.a.
Request Callback
Leave your details and an advisor calls you back
Application Checklist
Ready to Apply?
Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.
National ID + RC/PPT copies
IdentityID card plus Resident Card / Passport copies of the applicant. Original + copy, current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must show employer and monthly salary clearly.
3-Month Bank Statement
FinancialsLast 3 months showing salary credits and existing commitments. Required for all applicants.
Supplier / Dealer Quotation (Mandatory)
PurchaseItemised quotation from the supplier or dealer for the electronic goods, showing products and total price.
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
FAQ
Frequently asked questions
UFC works with major electronics and appliance retailers across Oman. Ask in-store or call us to confirm if your retailer is part of the network.
REGULATED & COMPLIANT
