Eligible Items
Consumer electronics, home appliances, smartphones, laptops, TVs
HomeElectronics Finance
The tech you want.
Payments that work.
5,000
OMRMaximum finance amount
24
moMaximum tenure
1
hrApproval in as little as
5.5%
Indicative rate from p.a.
Product Details
What you need to know
Full terms at a glance. Your advisor walks through the exact figures once you're ready to apply.
Finance Amount
OMR 100 – OMR 5,000
Finance Cover
Up to 100% of item price
Tenure
3 – 24 months
Down Payment
From 0% (subject to eligibility)
Indicative Rate
From 5.5% p.a. (flat)
Early Settlement
Available — terms apply
All applicants subject to BCSB credit check. Final eligibility confirmed by your advisor.
The process
3 simple steps to your car
Most approvals complete the same business day. Having your documents ready is the only thing that speeds it up.
Choose your items
Select your electronics at any participating retailer. Ask the retailer for a UFC finance application, or call us directly on 80008322.
Quick approval
Our team reviews your application — most decisions in as little as 1 hour. You'll receive a call or WhatsApp confirmation.
Take it home today
Once approved, payment is settled directly with the retailer. You walk out with your purchase.
Funds disbursed directly to the dealer — no cash handling required. Subject to credit approval.
Electronics Finance Calculator
Estimate your monthly Payment.
Move the sliders to find a number that works for you. Your advisor confirms the exact rate when you apply.
What are you financing?
OMR 15,000
OMR 1,000OMR 50,000
36 months
6 months60 months
Call 80008322
Send via WhatsAppEstimated Monthly EMI
OMR 454
Per month · 36 months · OMR 15,000
Finance Amount
OMR 15,000
Total Interest
OMR 1,330
Total Repayment
OMR 16,330
Indicative Rate
5.6% p.a.
Electronics Finance Calculator
DocumentsRequired
Four documents. That's all. Have these ready and your application can be processed in as little as 1 hour.
National ID or Residence Card or Passport
IdentityOriginal + copy. Omani national ID or valid GCC residence card or Passport. Must be current and not expired.
Salary Certificate
IncomeOriginal, issued within the last 3 months. Must show your name, employer, and monthly salary clearly.
Bank Statements
FinancialsLast 3 months. Shows salary credits and existing financial commitments. Required for all applicants.
Vehicle Proforma / Dealer Quotation
VehicleIssued by your chosen dealership. Must show the vehicle make, model, year, and purchase price.
The application form is included in your document pack. Your advisor will confirm if anything else is needed for your specific situation.
FAQ
Frequently asked questions
UFC works with major electronics and appliance retailers across Oman. Ask in-store or call us to confirm if your retailer is part of the network.
ANY HELP
Get in touch.
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