Finance Amount
OMR 500,000 and above
HomeCorporate Debt Factoring
Finance structured
for scale.
2
M+Finance amount (OMR)
84
moMaximum tenure
Dedicated
Relationship Manager
Structured
Around your business
Product Details
Key terms at a glance.
Indicative parameters — your RM will confirm the exact structure based on your business profile and facility size.
Tenure
Up to 84 months (7 years)
Rate
Competitive — structured at application
Repayment
Scheduled instalments — tailored to cashflow
Security
Subject to credit assessment and facility size
Early Settlement
Available — terms apply
Drawdown
Single or phased — per project structure
All applicants subject to BCSB credit check and UFC credit approval process. Final terms confirmed by your Relationship Manager following credit assessment.
What to prepare
Documentsrequired
Your Relationship Manager will guide you through the full checklist based on your facility size and business structure. These are the core documents to have ready.
Commercial Registration (CR) & Memorandum of Association
CorporateValid CR and MoA reflecting current ownership and business activity. For group structures, individual CRs for all entities in the application.
Authorised Signatories & Board Resolution
GovernanceIDs of all directors and authorised signatories, plus a board resolution authorising the application. Original and attested copies required.
Audited Financial Statements
FinancialsLast 3 years of audited accounts, signed by a licensed Omani auditor. Includes balance sheet, P&L and cash flow statements. Consolidated accounts for group entities.
Business Bank Statements
BankingLast 12 months of business account statements from all operating banks. Demonstrates trading volume, receivables cycle, and existing debt obligations.
Business Plan or Project Brief
ProjectFor expansion or project-linked facilities — a summary of the intended use, projected revenue impact, and repayment source. Your RM will help you prepare this if needed.
Your Relationship Manager will confirm the full checklist at your first meeting. Additional documents may be required based on facility size and structure.
The process
4 simple stepsto your car
Corporate facilities are assessed and structured with your RM — not processed online. Here is what to expect from first contact to drawdown.
Initial Enquiry
Call, WhatsApp or submit a callback request. Your RM responds within one business day.
RM Consultation
Your RM discusses your business needs, facility structure and the documents required for your specific case.
Submit & Assess
Submit your documents. Credit assessment is typically completed within 48 hours of a complete submission.
Approval & Drawdown
On approval, facility documents are signed and funds disbursed directly to your business account per the agreed schedule.
Subject to UFC's credit approval process and Central Bank of Oman regulations. Additional checks and conditions may apply.
FAQ
Frequently asked questions
Corporate term loans typically start from OMR 500,000, with no hard upper ceiling — larger facilities are assessed on a case-by-case basis. The approved amount depends on your business financials, existing obligations, and the purpose of the facility. Your Relationship Manager will advise during the initial consultation.
ANY HELP
Get in touch.
REGULATED & COMPLIANT
